html, body {
	margin: 0;
	padding: 0;
      background: black;
      background-image: url("images/background1.jpg");
      text-align: center;
}

.hidden {
	display: none;
}

#page-container {
      width: 780px;
      margin: auto;
      text-align: left
}

#header {
    width: 780px;
      text-align: center;
}

#header .padding {
      padding: 15px;
}

#main-nav {
      height: 115px;
      overflow: hidden;
}

#left-nav {
	float: left;
	width: 145px;
      margin-right: 8px;
      margin-left: 8px;
}

#left-nav .padding {
	padding: 10px;
}

#mid-content {
      margin-left: 170px;
      margin-right: 50px;
}

#mid-content .padding {
	padding: 15px;
}

#right-sidebar {
      float: right;
      width: 249px;
      clear: none;
}

#right-sidebar .padding {
	padding: 25px;
}

#content {
      margin-left: 25px;
      margin-right: 25px;
      text-align: left;
}

#content .padding {
	padding: 15px;
}

#footer {
      clear: both;
}

#header P { color: black; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; text-indent: 0px; word-spacing: 0px }
#header { color: black; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; text-indent: 0px; word-spacing: 0px }
#header H1 { color: black; font-weight: bold; font-size: 16px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; word-spacing: 0px; letter-spacing: 0px }
#header H2 { color: black; font-weight: bold; font-size: 14px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; word-spacing: 0px; letter-spacing: 0px }
#header a:link { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#header a:visited { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#header a:hover { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; text-align: left; word-spacing: 0px }
#header a:active { color: black; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }


#left-nav P { color: black; font-weight: normal; font-size: 12px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; text-indent: 0px; word-spacing: 0px }
#left-nav { color: black; font-weight: normal; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; text-indent: 0px; word-spacing: 0px }
#left-nav H1 { color: black; font-weight: bold; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }
#left-nav H2 { color: black; font-weight: bold; font-size: 14px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }

#left-nav a:link { color: #0a227f; font-weight: normal; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#left-nav a:visited { color: #0a227f; font-weight: normal; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#left-nav a:hover { color: #0a227f; font-weight: normal; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; text-align: left; word-spacing: 0px }
#left-nav a:active { color: black; font-weight: normal; font-size: 16px; line-height: 24px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }

#content P { color: black; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-indent: 0px; word-spacing: 0px }
#content { color: black; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-indent: 0px; word-spacing: 0px }

#content H1 { color: #03267e; font-weight: bold; font-size: 16px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; word-spacing: 0px; letter-spacing: 0px }
#content H2 { color: black; font-weight: bold; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; word-spacing: 0px; letter-spacing: 0px }
#content H3 { color: #990033; font-weight: bold; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; word-spacing: 0px; letter-spacing: 0px }
#content H4 { color: #990033; font-weight: bold; font-style: italic; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; word-spacing: 0px; letter-spacing: 0px }

#content a:link { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; word-spacing: 0px }
#content a:visited { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; word-spacing: 0px }
#content a:hover { color: #0a227f; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; word-spacing: 0px }
#content a:active { color: black; font-weight: normal; font-size: 12px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; word-spacing: 0px }

#mid-content P { color: black; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; text-indent: 0px; word-spacing: 0px }
#mid-content { color: black; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; text-indent: 0px; word-spacing: 0px }

#mid-content H1 { color: #03267e; font-weight: bold; font-size: 16px; line-height: 18px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }
#mid-content H2 { color: black; font-weight: bold; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }
#mid-content H3 { color: #990033; font-weight: bold; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }
#mid-content H4 { color: #990033; font-weight: bold; font-style: italic; font-size: 14px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: left; word-spacing: 0px; letter-spacing: 0px }

#mid-content a:link { color: #0a227f; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#mid-content a:visited { color: #0a227f; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
#mid-content a:hover { color: #0a227f; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; text-align: left; word-spacing: 0px }
#mid-content a:active { color: black; font-weight: normal; font-size: 11.5px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }

.leftLarge a:link { color: #393953; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
.leftLarge a:visited { color: #393953; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
.leftLarge a:hover { color: #393953; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; text-align: left; word-spacing: 0px }
.leftLarge a:active { color: black; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }

.leftLarge p { color: #393953; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }
.leftLarge { color: #393953; font-weight: bold; font-size: 13px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: left; word-spacing: 0px }

#footer P { color: black; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; text-indent: 0px; word-spacing: 0px }
#footer { color: black; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; text-indent: 0px; word-spacing: 0px }
#footer H1 { color: black; font-weight: bold; font-size: 16px; line-height: 16px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; word-spacing: 0px; letter-spacing: 0px }
#footer H2 { color: black; font-weight: bold; font-size: 14px; line-height: 14px; font-family: Verdana, Arial, Helvetica, Geneva; text-align: center; word-spacing: 0px; letter-spacing: 0px }

#footer a:link { color: #0a227f; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: center; word-spacing: 0px }
#footer a:visited { color: #0a227f; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: center; word-spacing: 0px }
#footer a:hover { color: #0a227f; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: underline; text-align: center; word-spacing: 0px }
#footer a:active { color: black; font-weight: normal; font-size: 11px; line-height: 12px; font-family: Verdana, Arial, Helvetica, Geneva; text-decoration: none; text-align: center; word-spacing: 0px }

ul { list-style-image: url(images/home/checkmark.gif); } 
ul li { font-weight: bold; color: #393953; margin: .2em -.2em .2em -1.5em}